Gunaka

Loan, savings and salary calculators for India.

Pre-filled numbers are examples. Replace them with your own.

Results are estimates for planning. Bank and scheme figures can differ because of rounding, tax and rate changes. This is not financial advice.
Bank rates are approximate, taken from public listings dated 2026 on BankBazaar and Business Today. Confirm with your bank before you decide.
Salary rules: central DA 63% from 1 July 2026, central HRA slabs, Tamil Nadu HRA order G.O. 305, Tamil Nadu DA 60% from 1 January 2026, NPS and UPS contribution. Allowances and deductions change, so check your pay slip.